Business Business Owner Articles Benefits and retirement plans Benefit plans for small businesses Disability income insurance for the self-employed Group health insurance: a valued employee benefit Group term life insurance Health insurance for the self-employed Key employee life and disability insurance Life insurance for the self-employed Offering group disability insurance Retirement plans for small businesses Split dollar insurance plans Understanding individual 401(k) plans What employers need to know about workers' compensation insurance Insuring a business Business automobile insurance basics Business interruption insurance Business liability insurance basics Business overhead expense insurance Commercial general liability Do you need crime insurance? Income tax tips: business insurance Insurance tips for business travelers Insuring your home business Professional liability coverage Properly insuring your business Should you self-insure your business? Understanding your business owners policy Why insure your business? Starting a business Advantages and disadvantages of self-employment Choosing an entity for your business Funding a business Hiring your first employee Qualifying for the home office deduction Record keeping for your own business Starting or buying a business Tax planning for the self-employed Transferring or selling a business Funding a buy-sell agreement with disability insurance Funding a buy-sell agreement with life insurance Transferring your family business Decision Tools Benefits and retirement plans 401(k) plans Building a retirement plan for your business Comparison of types of educational assistance Individual 401(k) Illustration Business planning basics 2003 numbers Net worth calculator Choosing an entity Choosing a business entity Comparison of LLCs, LLPs, and professional corporations How C Corporations, Limited Liability Companies, and Limited Liability Partnerships Protect Personal Assets Insurance planning Business life insurance needs Number of policies needed with a cross purchase plan Tax planning Accelerating deductions/postponing income Accelerating income/postponing deductions Transferring or selling a business Business succession planning alternatives Business succession strategy analyzer Buy-sell agreement analyzer Buy-sell planning questionnaire How cross purchase plans work How entity purchase plans work Planning for succession of a business interest FAQs Advertising a business How can I get free publicity for my business? How do I know where to advertise my business? What is the best form of advertising? Employee benefits and other issues How can I boost the morale of my employees without incurring huge expenses? How can I find good employees for my business? What are health reimbursement arrangements? What are incentive stock options (ISOs)? What benefits should I offer to my employees? Home-based businesses Can I deduct home office expenses? If I work at home occasionally, am I entitled to a home office deduction? Incorporating a business Can I change my business from a C corporation to an S corporation? Can I change my business from an S corporation to a C corporation? Should I incorporate my business? Insurance coverage A cell phone and laptop computer owned by my company were inside my briefcase when it was stolen. Will my company's insurance cover the loss? Can I get disability insurance if I'm self-employed? I drive my own car on company business. Whose insurance will pay for damages if I get into an accident? I own a business. Are there any creative ways I can use life insurance in my business? I use my laptop computer for my home business. Is it covered under my homeowners policy? I'm an independent contractor. Where can I get health and disability insurance? I'm thinking about opening a day-care business in my home. Does this raise any insurance issues? What is errors and omissions insurance? What is stop-loss insurance? What kind of insurance coverage do I need for my small business? Noncompetition agreements I am buying a business. Can I make the seller sign a noncompetition agreement? My employer wants me to sign a noncompetition agreement. What is it? Is it legally binding? Why does the buyer of my business want me to sign a noncompetition agreement? Partnerships How does a limited partnership work? Raising capital Can I borrow money from my wholly owned business? How can I raise capital for my business? Starting a business Don't most small businesses fail? How do I find good advisors such as lawyers and accountants to help with my business? Is buying a franchise a good way to get into business? Should I buy an existing business or start from scratch? Should I buy or lease assets for my business? What are the stages of business development? What should I look for in a business location? Transferring or selling a business Can I transfer my business through my will? How can I keep my business in the family? What are some financing options for selling my business? What is a buy-sell agreement? What is a family limited partnership, and will it help reduce estate taxes? Valuing a business How can I determine what my business is worth for estate and gift tax purposes?